• RM2,400 - RM4,999

• RM5,000 - RM7,999

• RM8,000 - RM9,999

• RM10,000 & above

You may select more than one

• Car loan

• Overdraft

• Credit card

• Home loan

• Student loan

• Personal loan

• Business loan

• skip this!

  I do not have any credit facilities

• Car loan

• Overdraft

• Credit card

• Home loan

• Student loan

• Personal loan

• Business loan

• Other

• Yes

• No

• Not sure

You may choose up to 3 answers!

• Not having enough money for retirement
• Not making money or losing money in investment
• Rising cost of living
• Not being able to meet credit card’s minimum payment
• Not being able to pay off debt like mortgage, car loan, etc.
• Not making enough money to support my lifestyle
• Not financially prepared to pay for child’s university education
• Others

You may choose up to 3 answers!

• To increase my net worth
• To save a sizeable wedding fund
• To get out of debt completely
• To save up to buy your first home
• To save enough to set up my own business
• To build a sufficient contingency fund
• Others

You may choose up to 3 answers!

• To save enough to migrate to another country
• To save enough for a comfortable retirement
• To save enough for my children's college fund
• To be able to afford my expected lifestyle
• To be able to afford good insurance that covers future health expenses
• Others

• CTOS

• MyEG

• Pos Malaysia

• I don't check it

• Yes

• No

• I don’t know.

• Defaulting on your home loan.
• Not having any loan or credit card at all.
• Marrying someone with a low/bad credit score.
• Using 100% of your credit card limit
• Not paying your loan or credit card payment promptly.

• Cancel all your credit cards and loans.
• Pay your bills on time for 12 consecutive months.
• Apply for new accounts only as needed.
• Avoid over-shopping (applying at too many banks) for a credit facility
• Lower your outstanding credit on your available credit, such as credit card or overdraft.